The current situation
of the Associations of Retired
Staff from Banks in Italy
When we seriously analyse the current situation of the Italian
Associations of Retired Staff from Banks and Saving Banks, we inevitably become
aware of the “revolution” implied by the merger of credit societies in large
banking groups. Indeed, even if there still are today different corporate names
- customers are loyal to them - the administrative and political decisions are
taken by the main Groups of holding companies.
Such a situation
causes dialogue problems between Associations of Retired Staff and firms
Managers. This is mostly happening for the Complementary Pension Funds proposed
by “old” firms taken over by the new Banking Groups.
Groups have created new Complementary Pension Funds for the new employees, and
the existing Funds where declared Closed-end Funds through an agreement with
Trade Union organizations.
Moreover, the transfer from
the “old” funds to the new ones for staff at work has consequences: it takes
away importance from the old funds and allows to break away from any
responsibility towards the holders.
Nowadays, Associations are going through difficulties, either because of
the described situation or as a consequence of the successive and restrictive
rules imposed by the Government in terms of prevision. That explains the
difficulties of acting directly, that is to say participating in the
negotiations, monopoly of Trade Union organizations. Associations must go to an
industrial tribunal to settle a dispute, which means that those disputes must go
through three levels of the judiciary system and it will take a long time before
a judgment is reached. And even if the retired people often win the case, it
means a waste of money and energy.
each Banking Group has not yet been able to create a single union merging all
their Associations, which would be very desirable, even beginning with a mere
coordination, before reaching the merger. It would facilitate the work of the
existing Federation in the coordination of the different actions and activities
launched to defend the affiliated members.
issue, it would be very interesting to broaden up the debate to all the
Associations of Retired Staff in Italy. Indeed, the number of
affiliated people in Italy is really high and nearly all
the categories of retired workers have created associations. However, contrary
to other European countries, no Confederation has been created that could have a
real political weight in the face of the Government and Trade Unions. Moreover,
thanks to this kind of Confederation, Trade Unions could no longer pride
themselves to be the only representing bodies of pensioners.
At the present time, there is in Italy a “Coordinamento per la difensa
della Previdenza” that brings together 42 Associations or Organizations with
nearly 1.800.000 affiliated members, but it has not yet been able to act as a
united body and is therefore a weak and powerless
I think that brief enumeration of dates and facts gives a picture of the
current situation of any Association of Retired Staff and particularly of Saving
Banks Associations. No doubt that the present executives -and I know their
capacities- will examine all the necessary means to reach the set targets to
defend the rights of every retired person, member or non-member.